Malta

Indefinite status, favourable taxes, no residency requirements

Minimum Investment
From €182,000
Processing Time
From 3 months
Visa-Free Access
EU member state countries
Valletta and the cathedral dome at night, MaltaValletta's domes above the harbour in daylight, Malta

Programme Overview

The Malta Permanent Residence Programme (MPRP) is the government-administered route to indefinite Maltese resident status for foreign investors and their families, run by the Residency Malta Agency.

Status is granted against a fixed package: a government contribution and administrative fee, a charitable donation, and qualifying property held by rental or purchase. Malta is a euro-denominated EU and Schengen member state, so the status carries free movement across the Schengen Area without border formalities.

Key Benefits

Indefinite Status Without a Minimum Stay

Permanent residency is granted for life, with no legally established minimum number of days of physical presence required to maintain it.

Family Scope Beyond the Nuclear Household

One application covers the principal applicant, spouse, children up to 29, and parents over 55.

European Financial Access

Simplified KYC/AML procedures for EU bank and brokerage accounts, euro-denominated settlement, and asset structuring under European law.

Preferential Corporate Taxation

The Maltese tax system permits a corporate tax refund of up to 6/7 of the amount paid.

Recoverable Capital

Property acquired under the programme may be sold after 5 years whilst permanent resident status is retained.

Who this serves

Entrepreneurs with International Income

A European address for offices, contracts and counterparties, without relocating the operating business.

Investors and Capital Managers

Estate and succession planning under EU law, with transactions settled in euro.

Families Planning Across Generations

English-language schooling, EU universities and clinics, and a household able to relocate at short notice.

Senior Executives and Specialists

Mobility across the EU for principals whose work already spans several jurisdictions.

Investment Options

1. Property Rental

Government fees, contributions and the charitable donation are paid, and government-approved property is rented in Malta for 5 years, from €14,000 per year.

2. Property Purchase

Government fees, contributions and the charitable donation are paid, and qualifying property is purchased from €375,000 and held for 5 years.

Cost Breakdown

Route 1 — Property rental

  • Government contribution — €60,000
  • Administrative fee — €50,000
  • Charitable donation — €2,000
  • Property rental — from €14,000 per year for 5 years (from €70,000)

Total: from €182,000.

Route 2 — Property purchase

  • Government contribution — €30,000
  • Administrative fee — €50,000
  • Charitable donation — €2,000
  • Property purchase — from €375,000

Total: from €457,000.

Add €10,000 per dependent family member. Assets of at least €500,000 must be confirmed.

Eligibility

Spouse/Partner

In an official marriage, registered partnership, or documented relationship.

Children Under 18

Including children from previous marriages.

Adult Children Up to 29

Provided they are financially dependent on the principal applicant.

Parents and Grandparents

No age restriction, receiving full or partial financial support from the principal applicant.

Trusted by 550 clients yearly.

Protect Wealth, Expand Globally.

Cross-border decisions with clarity — from relocation and structuring to long-term planning, risk reduction, and private coordination.

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Step-by-Step Process

1. Confidential Preliminary Assessment — 1 Working Day

A certified Mirsatori specialist runs an integrity check against the international databases used by the Residency Malta Agency.

2. Document Preparation and Submission — From 1 Month

Mirsatori’s legal team assembles the file, with certified English translation and notarial certification arranged in Malta.

3. Government Due Diligence — 3–6 Months

The Residency Malta Agency conducts its own due diligence; review can run longer at times of heavy caseload.

4. Fulfilment of Investment Obligations — Within 8 Months

On preliminary approval, the remaining administrative fee is paid and the investment conditions are met and evidenced.

5. Biometrics and Card Collection — Up to 3 Weeks

A short trip to Malta by the investor and family members for biometrics; resident cards are produced within 2 weeks of registration.

How this compares

CategoryMalta PRGreece RPCyprus PRPortugal RP
Investment AmountFrom €182,000From €250,000From €300,000From €250,000
For Entire FamilyYesYesYesYes
Status DurationIndefiniteFrom 5 yearsIndefiniteFrom 2 years
Processing TimeFrom 3 monthsFrom 4 monthsFrom 9 monthsFrom 12 months

Alternative Programmes

Frequently Asked Questions

What investment is required for the Malta Permanent Residence Programme in 2026?

From €182,000 in total on the rental route, or from €457,000 on the purchase route.

Is physical residence in Malta required to maintain status?

No minimum number of days is stipulated; the property condition must be maintained and the card renewed during the first 5 years.

Which family members may be included beyond the immediate household?

Adult children up to 29 whilst unmarried and financially dependent, children with disabilities without age limit, and supported parents and grandparents.

May the property be replaced or sold after approval?

During the first 5 years it must meet the programme’s minimum value and may be exchanged for a property of equal or greater value on notice to the agency; thereafter the restrictions lift.

Does Maltese permanent residency lead to citizenship?

Yes, by naturalisation after 5 years of actual residence in Malta — 12 months continuous plus 4 years of the preceding 6.

Before you commit to this route

Send a one-paragraph brief on the decision in front of you. You will have a considered reply within one business day, under signed NDA — the first conversation carries no fee. Where the position is complex, we scope a written memo from there.

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